All 195 countries · Northern Africa
Morocco
Morocco issues an electronic national ID card (CNIE) under Law 04-20, and the central bank can now verify identity through it. Bank Al-Maghrib is developing an e-Dirham CBDC.
Digital ID · Goal 16.9
Digital ID in Morocco
- Program
- Carte nationale d'identité électronique (CNIE)
- Status
- Available, partial uptake
- National ID card
- ID card compulsory
- Biometrics
- Yes
- Law
- Law 04-20 on the CNIE
Interior Minister Laftit introduced bill 04.20 on the new CNIE in June 2020. In October 2024 the police directorate (DGSN) and Bank Al-Maghrib signed agreements under Law 04-20 letting the bank read identity data from the CNIE, with user consent, to verify identity. No source found for a separate mobile digital ID.
Digital money · Goal 8.10
Central bank digital currency
- Status
- In development
- Name
- e-Dirham
Bank Al-Maghrib is working on the e-Dirham, a CBDC. A 2025 report describes tests and evaluation of peer-to-peer and cross-border use; no retail launch has been announced.
On the record
What has happened, newest first
- 2024-10Rolling it out
The police directorate and central bank agreed that the bank can verify identities through the electronic ID card. Hespress ↗
UN and WHO
How Morocco has voted
- WHO
- Accepted the 2024 rule changes
- Pandemic Agreement (May 2025)
- No recorded objection
- Migration compact (Dec 2018)
- Voted yes
- Paris climate deal
- Party
- SDG Index 2026
- 71.7 · rank 68 of 169
- Progress reports to the UN (VNRs)
- 2
Sovereignty score
How the -1 adds up
- -1Building a CBDC (development stage) source ↗
Points come only from public, sourced actions we track, scored the same way for every country. It isn't a grade of a whole government. How scoring works →
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Country research checked Oct 2026. Tracker data checked 11 Oct 2026. Every claim links to its source.